Financial Joy

THE INSTANT SUNDAY TIMES BESTSELLER

As seen on ITV's This Morning! A life-changing 10-week plan to help you to turn your life around and design a path to financial freedom, enriched with the small experiences that bring you joy.

Stop worrying about money. Start enjoying your life.

You might be struggling in debt, living paycheque to paycheque, or worried about preparing for retirement; maybe you're considering your first investment, or you just want an escape plan from the '9 to 5'. Wherever you are on your journey, this book will revolutionize your lifestyle and your relationship with money.

Authors Ken and Mary Okoroafor started out as resource-poor, working-class immigrants and have built a life of financial independence and joyful moments through hard work, smart saving and savvy investing. They know what it feels like to start from ground zero, and as a chartered accountant and former CFO, Ken shares his financial expertise to help you unlock the secret to building wealth.

You'll learn how to take control of your finances, develop good money habits, become debt-free, invest in assets and multiply your income so you can create the freedom to travel, spend time with your loved ones and plan for a stress-free (early) retirement - all whilst prioritising your wellbeing and having fun!

It also includes a dozen real-life interviews with singles, couples and those with children, from different backgrounds, age groups and stages of their money journey, including a few well-known public figures.

Financial joy can be achieved by anyone - and it can start today, not tomorrow.

'The book that's been missing from this genre. A joy to read and learn from.' -- Cait Flanders, bestselling author of THE YEAR OF LESS and ADVENTURES IN OPTING OUT

'A book to savour' - JL Collins, author of the international bestseller The Simple Path to Wealth

'The most joyful money book out there' - Selina Flavius, author of Black Girl Finance

Sunday Times Bestseller No.6 in Paperback Non-fiction April 2024

In this brilliant book, Ken and Mary have created a perfect blend of inspiration and practical steps to help ANYONE get their financial lives in order. Read it, apply it and experience the joy of financial control. Highly recommended! -- Pete Matthew creator of Meaningful Money
This is a book to savor, and Ken & Mary have organized it so you can do just that. In it you'll find a journey of ten weeks, each designed to take you ever closer to financial freedom the way it should be done: Joyfully. -- JL Collins author of the international best-seller The Simple Path to Wealth and Pathfinders
If there's one book you read this year, it should be Financial Joy. Ken and Mary hold your hand through a comprehensive overhaul of your financial life and guide you to the hidden treasure trove of joy buried inside you. -- Julien and Kiersten Saunders authors of Cashing Out and creators at richandregular.com
An entertaining gem of a book whose financial advice is timeless. Reading the book is like sitting down with two caring friends who believe in you and want you to succeed financially. There's no doubt in my mind that if you need just one book to guide you successfully on your money journey, this is it. -- Chad Carson host of the Real Estate Investing with Coach Carson podcast
Throughout many of our lives, the narrative around money and finances has been clouded by fear and misinformation, but it doesn't have to be that way. That's precisely why Financial Joy is a revelation - it's THE definitive guide for personal financial understanding, planning and freedom. This book doesn't just educate; it empowers and transforms your financial journey into one of clarity and confidence. Beyond just growing wealth, the idea of crafting a financial life filled with joy and free from regrets. A must-read for anyone ready to rewrite their financial story. -- YolanDa Brown OBE DL award-winning musician, broadcaster and Chair of the British Phonographic Industry
The most joyful money book out there. Money and joy can sometimes feel like the antithesis, especially if we believe that the two are mutually exclusive. In Financial Joy, Ken and Mary show us how to shift from this mindset, but not only that, they give us the practical tools to put the new concept of Financial Joy into practice. -- Selina Flavius author of Black Girl Finance
Financial Joy is full of useful information, [which] I expected given [Ken and Mary's] background and knowledge. But what was really unexpected is the sheer enthusiasm [they] brought to personal finance, a subject that can be rather dry. The title says it all - Financial Joy. A great approach. I will certainly recommend the book to all and sundry, especially my adult children and their friends. -- Stefan Wagstyl former Wealth correspondent & Personal Finance editor of Financial Times
This book is a real gift for those genuinely committed to sorting out their finances and attitude to money. Packed with practical information and research, the authors hold your hand through the challenges of navigating your way to a positive financial attitude. It's the Marie Kondo of getting your financial house in order. -- Brenda Emmanus OBE
If you want to learn how to build a life of financial freedom, this book is a thorough step-by-step guide on how to achieve it, no matter what your life circumstances are. -- Kristy Shen author of Quit Like a Millionaire
Financial Joy is a refreshing roadmap to designing your ideal life - one that skillfully integrates financial wisdom with well-being and purpose. This book is perfect for anyone seeking to transform their relationship with money and live their purpose with more freedom. -- Bob Lotich CEPF®, financial coach & author of Simple Money, Rich Life
A joyous read of two determined, financially joyous humans wishing to share the simple message of wealth, happiness and behaviour change. A delightful read and highly recommended to people of all ages who need a firm but loving reminder that financial freedom is doable. -- David McQueen CEO of QSquared
Ken and Mary are the financial wizards we all need in our lives! Relatable, inspirational, and full of practical advice . . . Financial Joy really is the book we all need to read in order to live a happier and more financially free life. -- Anna Williamson broadcaster, author, counsellor and life coach
This is one of the most important books on money and finance you'll read. -- Timothy Armoo entrepreneur, investor and global speaker
A simple, detailed and fun road map to help you build wealth no matter your starting point. It will change how you feel about your money and help you change your life. -- Jillian Johnsrud author, podcaster and coach

Ken & Mary Okoroafor are a married couple who achieved financial independence by age 34, 100% debt-free, having paid off 380k mortgage. They are the founders of The Humble Penny and The Financial Joy Academy to help others achieve financial independence. Ken is a first-generation immigrant, Chartered Accountant, MBA and former CFO. Mary was born in London to hard working immigrant parents of Nigerian heritage. They live in South-east England with their two children.

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