Are you ready to live life mortgage free? How to Pay Your Mortgage Off in 10 Years helps you understand your money, manage your loan and pay less interest on your journey to home ownership.
Are you ready to live life mortgage free? How to Pay Your Mortgage Off in 10 Years helps you understand your money, manage your loan and pay less interest on your journey to home ownership.
2024 Australian Business Book Awards - Finalist, personal finance category
Would you like to pay your mortgage off faster and have more money to enjoy your life?The average Australian mortgage is $601,797 over 30 years. Not only is this large more than half a million dollars but it s grown 36% over the past five years. This is daunting. For many people, it can feel like paying it off is impossible. But here s the good news: it is entirely possible to ditch your mortgage in ten years, and this book shows you how.In How to Pay Your Mortgage Off in 10 Years, bestselling finance author, money coach and podcaster Serina Bird presents practical strategies, calculates the savings and shares the steps she has used and anyone can use to become mortgage-free.In this life-changing book you ll learn how to:- Hit your mortgage hard and early- Negotiate a lower interest rate- Use micro-habits to make repayments faster- Cut down your spending with frugalista shopping habits- Use your home to generate an income stream- Keep motivated when the going gets toughNot only that, but you ll also read about people who are actively smashing their mortgage and achieving their dream goals, showing you just how achievable it is.At a time when Australians are worrying about the impact of interest-rate rises, this is a welcome handbook for those wanting to stop panicking and start feeling in control of their financial future. Serina's tips are practical and pragmatic, and her worked examples help put each option into perspective so readers can apply the content to suit their circumstances. Add it to your must-read list if you've got a mortgage, or really any debt
you're trying to pay off.
Lacey Filipich, financial educator and award-winning author of Money School
Every good financial plan involves eventually repaying your home mortgage. It's easy to say but can be hard to put into practice. How to Pay Your Mortgage Off in 10 Years doesn't just give you the theory behind why paying your mortgage off can work - it also provides practical suggestions that you can use to take action and get started.
Michael Miller, financial planner
Serina Bird is a finance writer, podcaster and money coach who helps people save money and live more meaningful lives. She is the host of The Joyful Frugalista podcast and author of The Joyful Frugalista and The Joyful Startup Guide. She writes a regular column with Money Magazine that encourages people to spend less and save more (with joy) on the path to financial empowerment.
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